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guito has two plans: the Free plan, to get started, and the Plus plan, which brings your personal finances into one place. Your account starts on the Free plan, and you can start a 14-day Plus trial, no card required, when you want to use a Plus feature — connecting a bank, for example. To subscribe, change plans, or cancel, see Manage your subscription.

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What each plan includes

See what you own, where you spend and how much you save:
  • Manual accounts and transaction imports
  • Spending by category and budgets
  • Savings goals
  • Unlimited stocks and ETFs, with values and returns
  • Net worth, including property and other assets
  • 6 months of net-worth history

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Compare features and limits

Each bank connection includes every account you authorise through that connection. Availability depends on the country and bank. The trial allows up to 2 bank connections, rather than the 10 included with paid Plus. Forecasts use known recurring transactions, schedules and loan instalments. Scheduled transactions record entries in manual accounts; they do not execute payments or transfers. Full history covers the data available in guito, not a guarantee that a bank supplies its entire history. The trial includes 75 AI credits for the entire 14 days. Automatic transaction categorisation, merchant recognition and reading bank statements when you import them work on both plans.

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Products available in Portugal

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How pricing works

The Plus plan is billed either monthly or yearly. On the homepage, the yearly option shows the monthly equivalent, with the total charged once a year underneath. The amount due is always shown before you confirm. The subscription renews automatically at the end of each period, monthly or yearly, until it’s cancelled. Payment is by card, and subscribing authorises the recurring charge. The amount due is shown before you confirm, and you can apply a promo code to your total there. The renewal date and amount live in the Billing tab, which is also where you add your tax ID, view invoices, and cancel.

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After you subscribe

If you cancel, your account moves to the Free plan only at the end of the period you already paid for, and your data stays saved and available to consult on the Free plan. If you resubscribe, you need to authorise your bank connections again with your bank, because they are suspended when you move to the Free plan. Reactivating before the period ends keeps your current price and any attached discount; resubscribing after it ends applies the public price in effect at that time. You also have the legal right to withdraw within 14 days of your initial subscription, as provided for distance contracts. Automatic renewals are not eligible for this right, under applicable law. If you subscribed on the website, use Withdraw from contract here in the Billing tab (how it works).
For the steps to subscribe, change plan, add a tax ID, view invoices, cancel or reactivate, see Manage your subscription.

Manage your subscription

Change plans, update billing, view invoices, cancel, or reactivate.

Bank sync

Connect your accounts with automatic sync, available on the Plus plan.

AI assistant

guito’s financial assistant and access to your finances from Claude and ChatGPT.