> ## Documentation Index > Fetch the complete documentation index at: https://docs.guito.pt/llms.txt > Use this file to discover all available pages before exploring further. # Plans and pricing > What each guito plan includes, and how the pricing works. guito has two plans: the Free plan, to get started, and the Plus plan, which brings your personal finances into one place. Your account starts on the Free plan, and you can start a [14-day Plus trial](/en/account/free-trial), no card required, when you want to use a Plus feature — connecting a bank, for example. To subscribe, change plans, or cancel, see [Manage your subscription](/en/account/manage-subscription). ## What each plan includes See what you own, where you spend and how much you save: * Manual accounts and transaction imports * Spending by category and budgets * Savings goals * Unlimited stocks and ETFs, with values and returns * Net worth, including property and other assets * 6 months of net-worth history Sync your banks and brokers and track upcoming payments. Plus includes everything in Free, plus: * Automatic balance and transaction sync, up to 10 bank connections * Subscriptions and recurring transactions, with expected dates and amounts * Loans: instalments, interest and outstanding principal * Trading 212 and Interactive Brokers sync * Trade import by email, for other brokers * Unlimited investment fund holdings * Prices every 15 minutes for US stocks and crypto * Assistant for questions, adding and editing transactions, including Claude and ChatGPT * Full net-worth history ## Compare features and limits | Feature | Free | Plus | | - | - | - | | Manual accounts and transaction imports | Included | Included | | Spending by category, budgets and savings goals | Included | Included | | Stocks and ETFs, with daily quotes | Included | Included | | Prices every 15 minutes for US stocks and crypto | Not included | Included | | Automatic bank connections | Not included | Up to 10 | | Trading 212 and Interactive Brokers sync | Not included | Included | | Trade import by email, for other brokers | Not included | Included | | Loans and recurring transactions | Not included | Included | | Automatic recording of scheduled transactions in manual accounts | Not included | Included | | Investment funds | Not included | Unlimited holdings | | Property and other assets | 3 in total | 25 in total | | Investments without automatic pricing | 3 at a time | 25 at a time | | Net-worth history | 6 months | Full history | | AI assistant and AI reading of contracts and invoices | Not included | 150 credits per month | | View and edit in Claude and ChatGPT | Not included | Included | | Financial calculators on the web | Included | Included | | Data export | Included | Included | Each bank connection includes every account you authorise through that connection. Availability depends on the country and bank. The trial allows up to **2 bank connections**, rather than the 10 included with paid Plus. Forecasts use known recurring transactions, schedules and loan instalments. Scheduled transactions record entries in manual accounts; they do not execute payments or transfers. Full history covers the data available in guito, not a guarantee that a bank supplies its entire history. The trial includes **75 AI credits for the entire 14 days**. Automatic transaction categorisation, merchant recognition and reading bank statements when you import them work on both plans. ### Products available in Portugal | Feature | Free | Plus | | - | - | - | | Retirement plans (PPR) | 1 holding | Unlimited holdings | | Savings certificates | 2 | 50 | | Edenred meal-card sync | Not included | Included | ## How pricing works The Plus plan is billed either monthly or yearly. On the homepage, the yearly option shows the monthly equivalent, with the total charged once a year underneath. The amount due is always shown before you confirm. The subscription renews automatically at the end of each period, monthly or yearly, until it's cancelled. Payment is by card, and subscribing authorises the recurring charge. The amount due is shown before you confirm, and you can apply a promo code to your total there. The renewal date and amount live in the **Billing** tab, which is also where you add your tax ID, view invoices, and cancel. | | Free | Plus | | - | - | - | | Price | Free | Shown before you confirm | | Billing period | Not applicable | Monthly or yearly | | Renewal | Not applicable | Automatic, at the end of each period | | Receipt | Not applicable | An invoice with your tax ID, in the Billing tab | ## After you subscribe If you cancel, your account moves to the Free plan only at the end of the period you already paid for, and your data stays saved and available to consult on the Free plan. If you resubscribe, you need to authorise your bank connections again with your bank, because they are suspended when you move to the Free plan. Reactivating before the period ends keeps your current price and any attached discount; resubscribing after it ends applies the public price in effect at that time. You also have the legal right to withdraw within 14 days of your initial subscription, as provided for distance contracts. Automatic renewals are not eligible for this right, under applicable law. If you subscribed on the website, use **Withdraw from contract here** in the **Billing** tab ([how it works](/en/account/manage-subscription#right-of-withdrawal)). For the steps to subscribe, change plan, add a tax ID, view invoices, cancel or reactivate, see [Manage your subscription](/en/account/manage-subscription). Change plans, update billing, view invoices, cancel, or reactivate. Connect your accounts with automatic sync, available on the Plus plan. guito's financial assistant and access to your finances from Claude and ChatGPT. This documentation is built and hosted on [Mintlify](https://mintlify.com), a developer documentation platform.